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Showing posts with the label Money No Enough?

Trust Bank Singapore, New Digital Bank Freebies!

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Have you applied for your Savings Account or Credit Card with Trust Bank Singapore, Singapore's digital bank backed by a unique partnership between Standard Chartered Bank, and FairPrice Group? REFERRAL CODE: BZACYE0F ( it is a number zero, not letter ) Get $35 worth of free Fairprice vouchers and other freebies by just Downloading the Trust App and Open a Savings Account online with the App, simple/easy within 10mins!: Get free $10 Fairprice E-voucher (no minimum spend at stores/online) by entering this code ( BZACYE0F ) when apply for the Savings Account. Get free 1kg Fairprice Rice voucher Get free Kopitiam Breakfast Toast Set voucher Charge one transaction to your debit card to get free Fairprice $25 voucher (no minimum spend, at stores/online). Hack: Do a funds transfer of $1 or $10 from your own bank to Trustbank savings account. Then Just add your debit card number to Grab App, authenticate with $1 charge/refunded to your saving...
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SOCASH Rewards – Effective 16 January 2021

  New Terms and Conditions: 1. Select one of the following Payment Method: DBS/POSB Bank > Scan & Pay ICBC OCBC Pay Anyone 2. Enter cash amount (min $30) & shop location 3. Scan QR code at the shop to withdraw cash. Complete transaction to receive 1 dart = could be cashback or vouchers. 4. Only the first cash withdrawal transaction of a user in a day will be eligible for promotions 5. Total cash withdrawal in a calendar month not exceeding $1000. The thresholds/limits may be modified from time to time. 6. The new “More Bang for your Buck” Rewards Program is valid from 16 Jan - March 2021 7. Total Cashback earnings are limited up to $88 per user in a calendar month 8. Redemption limit: For deals and vouchers, unless otherwise stated, only one redemption per user is allowed. “ Test” it out tomorrow, good luck!
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Get upto 4% Cashback on Utilities (SP, OEM) & Telco (Singtel/M1)!

 Wow! Offer is expiring on 31 December 2020! You can get upto 4% or 2.5% Cashback on recurring bills for Utilities (SP and some OEM like Geneco) and Telco (Singtel, M1, Starhub, etc) when you apply for the Amex True Cashback credit card! We went shopping and bump into the Amex Sales Staff with this offer: Apply Amex True Cashback, charge $500 within the first month, get $200 capitamall vouchers. Apply using Myinfo, get another $20 cashback Appy on the spot, get a free wireless blue tooth speaker Charge $5k within the first 6 mths, get 3% cashback He also teach us how to “hack”, oops it is actually allowed by Amex if we know how! Then I started reading the website after my sis received the card. Wow! Read more offers here on the 4% and 2.5% cashback on recurring bills! Time is running out!
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More Cashback with GooglePay!

Tap & Pay min $3 in a store, earn up to $10 two times a week, until 31 Dec 2020 Scan & Pay in a store, earn up to $10 two times a week, until 31 Dec 2020 Pay your friends min $10, earn up to $10 two times a week, until 31 Dec 2020 Hurray, I just learnt a new hack for item 2, earned $3.93 for the second payment! I went shopping just now, tried to do item 1, failed? Gave up using it for my second shopping trip, only to realise what might have gone wrong! Oops, nevermind, I will try again in my next shopping trip.   Nov 24:  I found another "hack" for item 1, managed to get scratch card finally, hurray!
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Get 5% Cashback for EZ-Link Topups! (Extended to April 2021)

Wah  Good News!  Now you can topup using the EZLINK Wallet plus get 5% cashback for every $10 topup, subject to cap! From Ezlink Facebook: GOOD NEWS! The ‘$0.50 cashback with Express Top-up’ promotion, exclusively for Android users, has been extended till April 2021! To top it off, you can now use your EZ-Link Wallet to fund your Express Top-ups in 4 easy-to-do steps! Steps: 1. Download the EZ-Link app and activate EZ-Link Wallet 2. Tap on Express Top-up icon 3. Select top-up amount 4. Place & hold EZ-Link/Concession card on the back of your NFC-enabled Android device to complete your transaction Find out more at https://bit.ly/2JuwrE1 Don’t have the EZ-Link app? Get it here https://bit.ly/ezlink-app Terms and conditions apply. #EZLink #EZExpressTopup #EZLinkWallet Read more here : https://fb.watch/1AvaEjNKUi/
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SOCASH Promo for November 2020

  As expected, SOCASH continues to revise/update the tnc on the fly! To maximise my benefits, I have to perioidically check their website for updates, besides in-App and email notifications. So what's up for November 2020? 1.5% BONUS Cashback (up to $1) for all payment methods excluding DBS/ POSB iBanking! Socash wants us to use more of PAYNOW for withdrawals! So I have started using OCBC Pay Anyone at Sheng Siong. Wow, so much easier and faster than DBS/POSB ibanking and Paynow! So from November onwards, I will use OCBC Pay Anyone at Sheng Siong to earn 1.5% Bonus Cashback! I have already redeemed all my cashback earned for October! Oops, as I received reminders from Socash that my rewards are expiring (tho the dates were Nov), I decided to withdraw more than once per day. Then realised there is a limit of 2 withdrawals per day at Sheng Siong. Today, I tried to withdraw to hit 30 points to earn $1, however got an error message: hit max for the month! Now this is unwr...
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Health is Wealth

  “ Health is Wealth” Do you tend to spend alot of time and effort growing your savings/wealth, not so much time financial planning for retirement and estate planning, and even less time on Healthy Lifestyle planning? “ Health is Wealth”, now I agree even more! Yes, it is time I get rewarded for staying Healthy. I bought a DBS/Manulife Endowment Plan more than a year ago. Early this year, I didn't know “staying healthy” with Manulife Move App will reward me with a maximum of $50 cashback every 6mths. A form of rebate for premiums paid? A form of side hustle? Whatever it is, I am turning “Health into Wealth”! Not to forget it helped me get more Multiplier bonus interest! (tho I did regret buying the plan afterwards, not now that interest rates had dropped across the board!). I just received the cheque of $50 and striving hard to get the next $50. Not to forget the other less attractive vouchers I can earn from my other insurers' healthy lifestyle apps. A small but d...
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SOCASH New CashBack Promo (October 1 2020)

SOCASH just launched a new promotion for $1 Bonus Reward. For those who have not withdrawn $1k max for 1.5% cashback in September, you might still be able to enjoy this new promo in September. Those who have already enjoyed $1k max withdrawal will have to wait till October 1 (that's why I put Oct 1 2020 in the title altho SOCASH is “silent” on this). Change is a constant, very true for SOCASH as they constantly revise their tnc on the fly, whenever required. Below is the latest tnc extracted from SOCASH website (alway check website for the latest tnc): Qualifying transactions: For earning rewards or cashback, minimum withdrawal amount is $50 unless otherwise stated in the promotions. Only the first cash withdrawal transaction of a user in a day will be eligible for promotions, subject to total cash withdrawal in a calendar month not exceeding $1000. The thresholds/limits may be modified from time to time. The new Rewards Program is valid unti...
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Get 1.5% Cashback for Cash Withdrawals!

  Do you know you need not use DBS/POSB ATM if u need to withdraw cash? Yes! No need to que and wait. Cash Points! Now there are “ ATM-lite” machine located outside most Sheng Siong Supermarket outlets. Named $TM, u can withdraw cash from your bank accounts on this machine too! Here's a better Lobang! Withdraw cash from $TM using Socash App via “direct debit” to your DBS/POSB deposit accounts and u can earn 1.5% cashback on the amount withdrawn instantly. Use Socash App to withdraw by logging into your DBS/POSB Ibanking Account, then get a Qrcode, scan it at $TM, “Ka-ching” , cash notes “run” out one by one! More details of the promo below: (Update Sept 2020:  promo ends Sept 30 2020 for $TM withdrawals.  Awaiting for announcement of new promo.  Always check SOCASH website or Facebook for new promos and updates)
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Get 5% Cashback for EZ-Link Topups!

  This article first was posted in a private group: Oldies but Goodies !  I love Oldies when they turn into Goodie$. Yes, my collection of oldies now turning into Goldie$ with the price of gold rallying into all-time high at USD1965 (as I write). Are u also an Oldies lover like me? If so, here is another “Pot of Gold” opportunity! I always prefer to use EZ-link card for transport for all the benefits it have over Simply-Go :  I can see the fare price deducted on the spot, so can take action asap if fares are wrong or not refunded (not deducted).  Shiok feeling whenever I see ZERO fare deducted. I always plan my trips to reduce my transport fares: within 2 hours, I can transfer between bus and MRT up to 5 times to get fare rebates if the transfers occur within 45mins or 15mins (MRT to MRT) on different bus services and MRT stations. (ie total considered as 1 distance fare trip) Wow! Now I can earn 5% Cashback on EZ-Link Topups! TNC f...
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Earn Cashback with PayNow (Google Pay)!

Earn Cashback with PayNow (Google Pay)! Google Pay launched P2P transfer using Paynow last month. As part of the launch, there is a little incentive for users to use Paynow on Google Pay. Just make 2 Paynow transactions of minimum $10 per week and get cashback of up to $30 per transaction. It must be made to 2 unique Paynow mobile numbers.  U need to register your  OCBC Bank account for the transactions be deducted.   My Paynow mobile number bank account is POSB.  I tried making 2 transactions today and received 2 in-app scratch cards, cashback of 0.24 and 0.27, both immediately credited to my POSB account. The promo ends 31 May 2020.  But I hope it will come back if DBS/POSB or UOB or other Banks come on board Google Pay. But there is a better incentive to download and start your Google Pay account. Yes, get $5 cash reward to be credited to your Paynow Bank Account when u make the first Paynow transaction of minim...
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DBS Lifestyle App 3-in-1 Promo

Did u check your DBS Lifestyle App for the Promos u qualify to join for May 2020? I have 3 promos which I joined in May 2020: DBS Go Online Spend, Goal $250 get 8% reward DBS Live Fresh Goal $800, get 10% cashback on online spend More DBS Cashback May (special invite), Goal $800, get $15 cashback Do u know I can stack all the 3 promos? Yes, 3-in-1! Charge to DBS Live Fresh of min $800, with max $400 online spend, to get extra 5% on online spend, that's an extra $20 cashback. This also qualify me to earn the 8% reward for Promo #1 and the $15 cashback for Promo #3. Total cashback+reward estimated to be more than 10% Wow! I will crack my head how best to spend the balance $400 on paywave to get 5% more of cashback. Huat ah! Note:  I just need to pay an online bill of $400 (secret)
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Write Your Will for Free with OCBC Online Will Generator

Yes, finally we can write our own Will for free with OCBC Online Will Generator.  No need to worry, even though you did not pay a lawyer or Will writers to prepare your will. “OCBC Online Will Generator uses a basic Will template and has been prepared upon the advice and with the assistance of Hin Tat Augustine & Partners and does not necessarily deal with every important topic or nor cover every aspect of the topics with which it deals. The Online Will Generator is intended for general use only and does not contain or convey any legal or other advice. You should seek legal advice from appropriately qualified lawyers for more specific Will requirements (e.g. Islamic law, persons under 21, not residing in Singapore etc.).” My sister has a simple will to write. With all the information provided by her, I helped her input into the OCBC Online Will Generator. Bingo, her Will was generated in PDF format. Though her Will is simple, we still find some co...
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OCBC x UOB Shared ATM Facebook Contests

OCBC and UOB are having Facebook Contests to promote awareness of their shared ATM network.  For 7 months, the contest is posted in their respective facebook page.  Your just need to guess the location of the image posted and write your creative comment to win $50 worth of NTUC vouchers.  10 winners per month.  The current contest ends mid-night tonight and Dec will be the final contest. I studied the winners' comments to understand the judges' expectations.  Guess what? I won $50 NTUC vouchers in the OCBC contest!  Then the month after, I won the UOB contest.  My brother and sisters also won the OCBC and UOB contests.  Total won todate:  7 x $50, hurray! Now hoping for more wins, only in the OCBC contest cos last month UOB award winners randomly instead of creative comments.  I guess UOB is overwhelmed by the more than 250-300 plus comments, so took the short-cut to save time, haha.  OCBC usually has less participation, still...
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Singpost GPO Opening Freebies

Singpost Centre at Paya Lebar was officially opened on October 9 2017. Make 2 bill payments in one transaction at the SAM Kiosk and be awarded a $5 NTUC voucher, for the first 100 customers daily, maximum of 1000 transactions. There were 3-4 smart people who made multiple payments at the SAM Kiosk on the first 2 days of the offer, and collected lots of redemption slips to collect the $5 NTUC vouchers.  They found a loophole in the giveaway.  Singpost staff noticed the loophole and made a quick system patch on the 3rd day. Haha, I only managed to detect the loophole on the second day and only dared to collect 5.  When I wanted to collect more on the 3rd day, oops, there goes the lobang. Then Singpost Centre also gave away $1 ezlink topup for the first 500 customers who travel via bus/mrt there on weekends for the month of October 2017.   Yes, I managed to collect a few $.
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Netsflashpay Topup and Win $10

NETS held a lucky draw from June to August 2017.  Topup $20 x 2 times per month and get a chance to win $10.  That was practically free money from NETS every month for 3 months. There were a few guys who won between 40 to 60 plus cards they used to topup every month, that's $400 to $600 plus free money.  Chances to win the lucky draw was extremely good don't u think so? I won for the 20 plus cards I have (most gotten free), almost 80% win.  That's $200 of free money every month for 3 months.
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Get Free $18 Angpow plus $3.88xx

From Matchmove Wallet Facebook : “Send a Virtual Angbao to your friends this Chinese New Year. For every virtual Angbao that you send via your MM Wallet account, we’ll be giving all senders an 8% or 18% Angbao Bonus! Yes, we’re rewarding you for giving an Angbao! Send to an existing MM Wallet account – 8% Bonus Send to a non-existing MM Wallet – 18% Bonus How it works: 1. Send a virtual Angbao to your friend via the “Transfer Credit” function in the MM Wallet! (Minimum amount to send: $12.50) 2. Choose to send via mobile or email 3. Get your friend to claim the credits! 4. Your Angbao bonus credits will be sent to your account when the promotion ends You can even send a Virtual Angbao to your friends who do not have a MM Wallet account! Your friend will be prompted to sign up for a MM Wallet account when he/she receives the SMS or email notification. PS: Don't forget to top up your MM Wallet first if you do not have sufficient balance in your account! “ Here...
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Free S$20 Prepaid Mastercard!

Have you claimed your free S$20 Prepaid Mastercard? Register now for Priceless Singapore , a free Mastercard cardholders membership program, and you could be one of 5000 lucky cardholders to receive a S$20 Prepaid Mastercard.  Hurry, promotion ends Jan 20 2014, last day for collection of gift as follows: The Box Office MasterCard® Theatres Marina Bay Sands® 2pm - 4pm every Thursday, Friday, Saturday or Sunday 26 December 2013 to 20 January 2014 What's the best part of this free gift? Besides the S$20 in the Prepaid Mastercard, you can topup the card with up to $1000 using your Frank Credit Card to earn the 6% rebate.  Then just use this Prepaid Mastercard to pay for all your expenses to enjoy the 6% rebate all year round!  Wow!  That's better than any credit card can offer, unless the credit card gives more than 6% rebate in a special promo!  Other people have been enjoying the Frank Credit Card rebate in this way, I'll trying it out this month with ...
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Get 6% Rebate on Groceries & More All Year!

Wow!  The latest goodie from OCBC Frank Credit Card!  Auto Topup your Frank Credit Card Nets Flashpay purse also enjoy 6% rebate into your credit card, provided you achieve a minimum spend of $500 on your card! Then use your Frank Nets Flashpay purse to pay for groceries at NTUC, Giant, Cold Storage, etc and other merchants with Nets Flashpay terminals, means you get to enjoy 6% rebate on all your spendings! Wow!  The only problem is each auto topup is limited to $50.  So manage your spending lor! I use the Frank Credit Card to topup my CPF monthly to earn 6% rebate - that's making the credit card my "source of income", haha.  Now I have to half it so I can use the remaining half for groceries and other expenses to enjoy the 6% rebate, including MRT and Bus rides, to save on expenses!
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$300 Giant Gift Voucher

Wow!  Never been so lucky before! We won 3 times in the Giant Suntec City Opening Lucky Draw! I dropped 4 receipts into the Lucky Draw Box.  Wow!  3 got picked in the lucky draw, giving us $100 each, total $300 of gift vouchers, expiring on Oct 31 2013.  We received the vouchers on 28 Oct 2013. So last night, we went on a shopping spree at Giant Suntec City.  Groceries and purchases just got delivered to our house this afternoon.  We spent $301.79.  Hahaha, thank you Giant!
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Get 80% Rebate on NTUC Groceries?

Yes!  It is 80% rebate on NTUC Fairprice groceries! This morning I went to JEM with my mum.  I bought Ensure Life Milk for her at NTUC Fairprice and requested the cashier to split into 2 receipts of $50 plus each.  With each receipt of $50 plus, I redeemed a $40 gift voucher pack comprising: 2  Jem Robinson/M&S $5 voucher 2  Jem $5 voucher 5  Jem Cookhouse by Koufu $2 voucher 2  Jem Cathay Cineplex $5 vouchers. Wow!  Thank you JEM. Why 80% rebate on NTUC Fairprice groceries?  NTUC Fairprice is the first to open for business, to help you achieve the minimum spend fast so you can start queing for the $40 vouchers before the customer service counters open at 10am.  If you dun join the queue before 10am, oops, you might not get your 80% rebate on anything you buy at JEM. My sister happened to be there also, she bought 2 big bags of groceries at NTUC  Fairprice.  I gave her all the Cathay Cineplex vouchers, $20 wort...
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