Trust Bank Singapore, New Digital Bank Freebies!

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Have you applied for your Savings Account or Credit Card with Trust Bank Singapore, Singapore's digital bank backed by a unique partnership between Standard Chartered Bank, and FairPrice Group? REFERRAL CODE: BZACYE0F ( it is a number zero, not letter ) Get $35 worth of free Fairprice vouchers and other freebies by just Downloading the Trust App and Open a Savings Account online with the App, simple/easy within 10mins!: Get free $10 Fairprice E-voucher (no minimum spend at stores/online) by entering this code ( BZACYE0F ) when apply for the Savings Account. Get free 1kg Fairprice Rice voucher Get free Kopitiam Breakfast Toast Set voucher Charge one transaction to your debit card to get free Fairprice $25 voucher (no minimum spend, at stores/online). Hack: Do a funds transfer of $1 or $10 from your own bank to Trustbank savings account. Then Just add your debit card number to Grab App, authenticate with $1 charge/refunded to your saving...
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SOCASH New CashBack Promo (October 1 2020)

SOCASH just launched a new promotion for $1 Bonus Reward.

For those who have not withdrawn $1k max for 1.5% cashback in September, you might still be able to enjoy this new promo in September. Those who have already enjoyed $1k max withdrawal will have to wait till October 1 (that's why I put Oct 1 2020 in the title altho SOCASH is “silent” on this).

Change is a constant, very true for SOCASH as they constantly revise their tnc on the fly, whenever required.

Below is the latest tnc extracted from SOCASH website (alway check website for the latest tnc):


  1. Qualifying transactions: For earning rewards or cashback, minimum withdrawal amount is $50 unless otherwise stated in the promotions.

  2. Only the first cash withdrawal transaction of a user in a day will be eligible for promotions, subject to total cash withdrawal in a calendar month not exceeding $1000. The thresholds/limits may be modified from time to time.

  3. The new Rewards Program is valid until 31st Dec 2020 and only for the first 65,000 eligible customers until the end of program.

  4. SOCASH reserves the right to amend or cancel the New Rewards Program at any time.

  5. Total Cashback earnings and rewards points and equivalent are limited up to $30 in a calendar month.

  6. Rewards (& any incentives) are not guaranteed with every transaction. Only the first transaction of a user in a day will qualify for bonus cashback (if any).

  7. Rewards, discounts or coupons is not an entitlement. It is a discretionary incentive and the management reserves the right to allocate or withdraw such privileges fully or selectively and decide the mode of credit wherever applicable.

    $1 Bonus Reward Promotion:

  1. The Promotion is valid till 31 October 2020 or as in our marketing communication stated on the terms and conditions page.

  2.  Earn bonus reward up to S$1 when you transact anywhere. 


What is my Strategy?

  1. If the up to $1 Bonus Reward is equivalent to 1.5% of cash withdrawn, then withdraw $60 per day to get max $0.90. (to be confirmed on Oct 1 test - Today's -Sept 29 -SOCASH facebook post confirms it is 1.5%, so no need test, yeah!)

  2. Per week (check your own cycle), you can withdraw $60 per day to earn $0.50 = 10 points x 3 days = 30 points = $1 credit.

  3. On top of the daily bonus of $0.90, you can earn $0.90 x 4 = $3.60 + $1 = $4.60 weekly!

  4. Per week, total withdrawal is $60 x 4 = $240. Per mth, total will be less than $1k, bingo!


As a form of brisk walking exercise (clocked 5.7k steps), I will walk to/fro Sheng Siong to save on bus fare, to max my rewards!  And do on the way shopping for "cheap" fruits and groceries and run errands!  I prefer to deal with machine than humans!

Update (October 15 2020) 

2% UPSIZED Cashback with PayNow (1.5% + 0.5%) 

    1. Cashback is applicable only for transactions completed with the following payment methods on app: DBS Bank PayNow and POSB Bank PayNow.

    2. Cashback is applicable for a minimum withdrawal amount of $50.

    3. Upsized Cashback is based on the current rewards program of 1.5% Cashback (up to $1 Bonus Reward) and an additional 0.5% Cashback, valid at selected partner shops supporting PayNow option.

    4. Earn upsized cashback up to $2 when you transact at partner stores supporting PayNow payment method.

      Example 1: Cash withdrawal of $50, you will be rewarded with $0.75 (1.5% Cashback, up to $1) + $0.25 (additional 0.5% Cashback). Total Cashback received:$1.00

      Example 2: Cash withdrawal of $100, you will be rewarded with $1.00 (1.5% Cashback, up to $1) + $0.50 (additional 0.5% Cashback). Total Cashback received: $1.50

    5. See the Rewards screen in the app to see what you have earned.

    6. The Promotion is valid only for the first qualifying transaction of the day.

    7. At no time will the accumulated rewards points or cashback earnings can exceed $30 over a calendar month. Please note for the sake of clarity that this limit is a restriction (and not an entitlement).

    8. Cashback expires in 30 days.

    9. The Promotion is valid till 19 October 2020 or as in our marketing communication stated on the terms and conditions page.

    10. SOCASH may vary, modify, add, delete or otherwise revise any of the terms and conditions governing the Promotion or to terminate, withdraw, extend or shorten the Promotion at any time at SOCASH’s sold discretion, with or without prior notice or reason.

    11. SOCASH reserves the right to grant or refuse rewards at its sole and absolute discretion.


What's Up November 2020 (read here)

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