Trust Bank Singapore, New Digital Bank Freebies!

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Have you applied for your Savings Account or Credit Card with Trust Bank Singapore, Singapore's digital bank backed by a unique partnership between Standard Chartered Bank, and FairPrice Group? REFERRAL CODE: BZACYE0F ( it is a number zero, not letter ) Get $35 worth of free Fairprice vouchers and other freebies by just Downloading the Trust App and Open a Savings Account online with the App, simple/easy within 10mins!: Get free $10 Fairprice E-voucher (no minimum spend at stores/online) by entering this code ( BZACYE0F ) when apply for the Savings Account. Get free 1kg Fairprice Rice voucher Get free Kopitiam Breakfast Toast Set voucher Charge one transaction to your debit card to get free Fairprice $25 voucher (no minimum spend, at stores/online). Hack: Do a funds transfer of $1 or $10 from your own bank to Trustbank savings account. Then Just add your debit card number to Grab App, authenticate with $1 charge/refunded to your saving...

5 Rules To Pick Winning Stocks!

I've simplified the method to pick winning stocks, after reviewing the methods adopted by Warren Buffett and Adam Khoo.

The 5 Rules to Pick Winning Stocks are:
  1. Competitive Advantage – company must have sustainable monopoly status or have characteristics which is difficult to replicate to protect their market share.
  2. Consistent performance with growth potential - measured by ROE, profit margin
  3. Low or no debt – debt/equity ratio
  4. Price is right – share price lower than intrinsic value
  5. Time is right – stock on uptrend, ie. breaks out and above 20/50 DMA.


I'm more a TA person than fundamental person. But I know whether a company is good or not, without the need to go through exercise 1 to 3.

I'll will time the market before I buy using my Big-Picture Approach. I know when to buy and when to sell using my Crystal Ball!

So when should you sell your value stocks?


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