S. M. A. R. T. Investing with TSK

 Wow! Offer is expiring on 31 December 2020! You can get upto 4% or 2.5% Cashback on recurring bills for Utilities (SP and some OEM like Geneco) and Telco (Singtel, M1, Starhub, etc) when you apply for the Amex True Cashback credit card! We went shopping and bump into the Amex Sales Staff with this offer: Apply Amex True Cashback, charge $500 within the first month, get $200 capitamall vouchers. Apply using Myinfo, get another $20 cashback Appy on the spot, get a free wireless blue tooth speaker Charge $5k within the first 6 mths, get 3% cashback He also teach us how to “hack”, oops it is actually allowed by Amex if we know how! Then I started reading the website after my sis received the card. Wow! Read more offers here on the 4% and 2.5% cashback on recurring bills! Time is running out!

  For investors worldwide – including you, maybe -- the stock market rallies since March have been one of the biggest head-scratchers of a very head-scratching 2020. Stocks rallied despite he raging pandemic; despite the shutdowns; despite skyrocketing unemployment and huge economic damage... despite, despite, despite. Here’s why that could happen: Market’s aren’t logical . They are emotional . And no forecasting method anywhere, ever developed, helps you track and forecast markets’ emotions... ...like Elliott waves. On December 14-18, Elliott Wave International will show you what -- free . From December 14-18, you get 5 days of excerpts from their 10-page December 2020 Financial Forecast . By Friday, you will have received the  entire issue at no charge. Join EWI’s free 5-day event now. P.S. From their 40-plus-year experience of observing and forecasting the markets, EWI has learned: Near major market reversals, 99.9% of the investors are unaware – and unprepared – fo

  All high interest savings accounts are “bleeding” with the cut in interest rates by all local and foreign banks. Come January 2021, DBS Multiplier interest rates will also be cut! Although I can still earn at least 2% pa on DBS Multiplier, I had already planned to move my other funds to CPF to earn at least 2.5%pa come January 2021. Last month, I hesitated to make an “investment” which pays 5% pa monthly.  Now I regretted.  So I am thinking of this “investment”  to earn 5% pa mthly, if DOW continues to rise into next year (my next turn date per my “bible formula”). I am willing to take this small risk to earn the 5% pa mthly. Keeping my fingers crossed till the day I need to make my final decision!

When I first wrote Part 3 here , I was a bit suspicious that point L might turn out to be higher than point J. Now DOW had exceeded point J! Will this GL Long Cycle continue to play out as “forecasted”? When will it hit point L and “crash”? It's been a long time since I last seriously looked at my “Bible Formula” which calculated almost every major turning point on the DOW. I just cannot figure out how to calculate future major turning points, just like many other “experts” who claimed they can forecast past cycles correctly but cannot forecast future turning points correctly, sian ah! If we are near the end of this long bull run in DOW, then I better to be prepared. Recently, I discovered someone in Singapore seems to have been “correct” in using cycles to forecast DOW 30k. He paid “fees” to go overseas to study cycles and forecasting methods and is now making a “living” out of it. He used 3 types of cycle methodologies in his forecast which are very similar t