S. M. A. R. T. Investing with TSK

I read that WD Gann wrote about the 20 Year Cycle. The previous cycle was from 1982 to 2002. The current cycle runs from 2002 to 2022. So I map the 20 years into George Lindsay's Long Cycle as you can see in the diagram. (I have new computer with new software, so now dun know how to use the “powerpoint” software, so cannot put more text into the diagram, haha). So here are my calculations based on George Lindsay's Long Cycle and timings, and other time cycles.  First we use the year to calculate, then we use the month/year to calculate: If A = 2002+5 = 2007 ( D = Oct 2002 to Oct 2007) If A = 2002+7 = 2009 (E) 2001+17 = 2018 ( J= Sep 2011 to Oct 2018) 2011+7 =2018 (J = Oct 2011 to Oct 2018) If A = 2003+15 = 2018 (J) DJIA topped on Oct 3 2018, exactly 7 years from Oct 4 2011 (an important related cycle to 1982 bottom), and close to 17 years from the Sep 11 2001 event. Wow! “deadly” 7 and 17 year cycles! Are we in a Bear Market?  When w...

Wow!  Just saw in today's Sunday Times! Get $100 worth of NTUC Vouchers for every 10k fresh funds deposited into Passbook Savings Account, no limit!  Funds will be earmarked for 6 months. Plus get a limited edition Gold or Rose Passbook when you open the account at the branch! That works out to be 2% pa interest! I can get NTUC vouchers at 5 to 10% discount, so that is about 1.8% to 1.9% pa interest on 10k for 6mths!

Yes! You can easily boost your OCBC360 account interest rate to 3.26% per month on alternate months! Yes, if you can meet the salary crediting and credit card spend criteria, you can play this game! I used to play this game before OCBC removed the “boost bonus” in the previous Terms and Conditions. Many people also followed me to play this game and all started to terminate their OCBC360 accounts when the “boost bonus” was removed. Now the “boost bonus” is back, and OCBC can expect more OCBC360 accounts to be opened to play this game! Oops, provided savvy people know how! Here is how you should play this game to earn 3.26% pa on alternate months, giving you an average of 2.52% pa on $73,000 Open another OCBC360 account (eg. joint with sibling, Account B), transfer $70k into the account. Keep your first OCBC360 (Account A) at $3,000 with salary credit arranged Charge $500 every month for each of the 2 accounts. You need to arrange a credit card for the seco...

I have a whole life policy (death/tpd) and another 3 for CI/TPD/death. I no longer need insurance for death as I do not have any dependents and soon the whole life policies to cover tpd will end. I will still need CI, so I intend to keep at least one. So I decided to take a close look at the returns. Using interest rate calculator available on internet, I decided to work out the compound interest rate my policies are giving me. One whole life policy which I am paying monthly premium for more than 30 years is giving me about 5% pa compound interest, while another is giving me about 4%. I just received bonus payment on the policies and decided to work out the returns using the surrender values now compared to one year ago. Wow, one policy gives me a return of 11% pa for the past one year, while another 7% pa. Wow, then I should continue to transfer monies from my bank account to the insurer every month to earn higher interest right?    ...

Now DOW is at a critical juncture!  Will it be Wave 3 down or Wave 5 up? See chart below Refer to my previous post and George Lindsay's Long Term Chart: If A = 2003, then Mar 2003 + 15 years = Jan 26 2018/ Mar 9 2018/ ?? Wait for confirmation