Thursday, February 28, 2013

Earn Deposit Interest Rates 2.5% - 5% p.a.!

Are you nearing 55 years old? Or can you meet the following criteria to earn deposit interest rates of up to 5% per annum?

Are you still looking for avenues where you can earn higher interest rates? Look no further!

Yes! It is guaranteed. We can earn deposit interest rates of 2.5%, up to 5%, if we have the “spare cash”!

Criteria for considerations before you put your money to work harder for you:

  1. No plans or concerns to use CPFOA for property investment;
  2. Meet minimum sum of 139k (RA) and 38.5k (MA).

If you meet the criteria above and you are nearing 55 years old, you can do the following to earn interest rates of 2.5% and up to 5% on your monies:

  1. Transfer monies in CPFOA to CPFSA to earn 4% -5% instead of 2.5%.
  2. Make Voluntary CPF Contribution (VC), maximum $30,600 per year, to earn 2.5% and up to 5%.

This VC is like placing a Fixed Deposit to earn interest of 2.5% to 5%, as you can withdraw this money when you reach 55!

Even if you are not happy with just 2.5% to 5% interest, you can still invest the money in equities to earn you more!

Then I have a "Money No Enough" method on the VC, haha!

Thursday, February 7, 2013

CLSA Fengshui Index 2013 PDF

Yes!   It is out now!  The CLSA Fengshi Index 2013, Year of Black Water Sssnake!

Get your copy, just click on the image below!

Tuesday, February 5, 2013

Fengshui Index 2013 Year of Snake

Will CLSA be publishing Fengshui Index 2013 Year of Snake?  The Year of the Snake already arrived on Feb 4 2013 based on the Solar Calendar.  Are Global Markets heading for a "correction"?

Well, I'm too busy with other matters and have not been closely watching or researching the Stock Market.  But I'm still watching the Big Picture as per my STI "Open" Book.

Here's a CNY ecard from the supplier of Ensure Milk which I give my mum.  Gong Xi Fa Cai!

Should I keep my Whole Life Policies?

I have a whole life policy (death/tpd) and another 3 for CI/TPD/death. I no longer need insurance for death as I do not have any depe...