Tuesday, November 5, 2013

Get 6% Rebate on Groceries & More All Year!

Wow!  The latest goodie from OCBC Frank Credit Card! 

Auto Topup your Frank Credit Card Nets Flashpay purse also enjoy 6% rebate into your credit card, provided you achieve a minimum spend of $500 on your card!

Then use your Frank Nets Flashpay purse to pay for groceries at NTUC, Giant, Cold Storage, etc and other merchants with Nets Flashpay terminals, means you get to enjoy 6% rebate on all your spendings!

Wow!  The only problem is each auto topup is limited to $50.  So manage your spending lor!

I use the Frank Credit Card to topup my CPF monthly to earn 6% rebate - that's making the credit card my "source of income", haha.  Now I have to half it so I can use the remaining half for groceries and other expenses to enjoy the 6% rebate, including MRT and Bus rides, to save on expenses!

Friday, November 1, 2013

$300 Giant Gift Voucher

Wow!  Never been so lucky before!

We won 3 times in the Giant Suntec City Opening Lucky Draw!

I dropped 4 receipts into the Lucky Draw Box.  Wow!  3 got picked in the lucky draw, giving us $100 each, total $300 of gift vouchers, expiring on Oct 31 2013.  We received the vouchers on 28 Oct 2013.

So last night, we went on a shopping spree at Giant Suntec City.  Groceries and purchases just got delivered to our house this afternoon.  We spent $301.79.  Hahaha, thank you Giant!

Saturday, October 26, 2013

Get 80% Rebate on NTUC Groceries?

Yes!  It is 80% rebate on NTUC Fairprice groceries!

This morning I went to JEM with my mum.  I bought Ensure Life Milk for her at NTUC Fairprice and requested the cashier to split into 2 receipts of $50 plus each.  With each receipt of $50 plus, I redeemed a $40 gift voucher pack comprising:

2  Jem Robinson/M&S $5 voucher
2  Jem $5 voucher
5  Jem Cookhouse by Koufu $2 voucher
2  Jem Cathay Cineplex $5 vouchers.

Wow!  Thank you JEM.

Why 80% rebate on NTUC Fairprice groceries?  NTUC Fairprice is the first to open for business, to help you achieve the minimum spend fast so you can start queing for the $40 vouchers before the customer service counters open at 10am.  If you dun join the queue before 10am, oops, you might not get your 80% rebate on anything you buy at JEM.

My sister happened to be there also, she bought 2 big bags of groceries at NTUC  Fairprice.  I gave her all the Cathay Cineplex vouchers, $20 worth!

  • Promotion is valid from 11 Oct to 10 Nov 2013.
  • Gift Voucher Pack redemption is limited to the first 100 shoppers per day, limited to 1 redemption per shopper per day.
  • Minimum spend of $50 must be accumulated in maximum of 2 same-day receipts,

Sunday, October 13, 2013

DOW 13-Year Megaphone Top, STI, HSI, Shanghai Patterns

Look at the Chart Patterns to forecast possible market direction?

Is the 13-Year Megaphone Top in DOW completed?

Watch the resistance lines in the Straits Times Index, Hang Seng Index and Shanghai Composite Index next week.  Will they breakout of the triangle patterns?

How's my Trading of CFD Indices?  I have been shorting Singapore Index and Hang Seng Index and making some profits so far, no loss.  Oops!  I'm holding one losing position, hoping those resistance lines will hold, hahaha.  Hmmm...looks like my trading method works so far.

Wednesday, September 25, 2013

NTUC Fairprice Paid 7.5% Div & 4.5% Rebate

Just received my NTUC Fairprice Dividend and Rebate Notification for 2013.

Wow!  Special dividend of 2.5% and Special rebate of 0.5% for 2013.  That's on top of the 5% dividend and 4% rebate declared.  Money already credited to my bank account, hurray!

Saturday, September 21, 2013

Has Warren Buffet Nailed Another Market Top?

Is Warren Buffet a Market Timer?  Wow!  Buffett has a remarkable track record of accurately calling the serious market tops and bottoms.  And NOW, is he calling a Market Top?

Read latest article posted on September 20 2013:

"Has Warren Buffet Nailed Another Market Top?"

Friday, September 20, 2013

Making Money Trading CFDs

Last month I was at InvestFair, attended a few talks and decided to open a CFD account to prepare for the coming Bear Market (oops, when?). I created a demo account with the same broker to familiarise with the platform and to test the trading method I learnt from a US Trader online.

Guess what I discovered? The method I used helped me identified the potential rebound after the big selling! Wow! I continued to use the same method to test trade CFD indices (SIMSCI, Hang Seng, DOW and S&P500) and Gold. Wow! Amazing!

I decided to use the same method to test if Stocks rebound can be identified the same way. Wow, wow, wow! Amazing!

Trading using CFD is much cheaper. No commission for Index CFD and Gold (built into the spread) and only 0.08% for SGX Stocks. There is some finance charges for holding. It is almost 24 hours!

I will continue to test trade. Oops, I dun have much time as I have to take care of mum.

Patience is key to this game of winning! Will share more after I discover more!

Sunday, September 1, 2013

Hang Seng Index Crash Warning Signal?

Beware!  Short Sellers are watching the Hang Seng Index!

A Potential Head & Shoulder Pattern Breakdown ahead!

September 3 2013?   Will history repeat?  September 3 1929, September 1987, September 2000!

Stock Market Jinx?  The 13 Year Cycle!

Then there is September 11 2001.  What could happen in September 2013?  Syria War?

Wednesday, August 14, 2013

Credit Cards as "Source of Income"? Part2

Wow!  Have you discovered how one can "make money" using credit cards?

Which are the Best Credit Cards in town that offers high cash rebates?

Just when I discovered how to "make money" using credit cards, SCB decided to cut its rebates for Manhattan Card from 5% to 3%!   Hmmm... I still have a way to "make money" with 3% cash rebate!

Luckily I found another lobang, OCBC Frank Card which gives 6% cash rebate! 

Oops!  I think I should not share openly here in case they read it and there goes my "Source of Income"! 

If you would like to know more, "Talk to Me" or read most about it at Hardwarezone Forum.

Good Luck!

OpinionWorld Rewards for Surveys

I joined OpinionWorld a few months ago.  Wow! It gives good rewards for completing surveys!  I already earned $30 which I transferred to my Paypal Account, better than redeeming for vouchers like NTUC Fairprice.

Join OpinionWorld

Thursday, August 8, 2013

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Saturday, June 22, 2013

Bering Time/Phillip CFD Contest/NFC 2013

Wow!  Yesterday was the happiest day for me!  No, it was not my Birthday, but I received many "Gifts"!

First, was news that I have won 4 Family Tickets for Singapore Cable Car Ride.  I joined the National Family Celebration Contest, the finale will be held on Jun 29 2013.

Next, was news that I have won the Phillip CFD Facebook Contest!  I participated in guessing the closing price for Russell 2000 on June 20 2013.  My guess was 974.3 but it closed around 960.  The person who guessed it right did not SHARE, one of the important rules of the contest.  So being the person with the next best guess, I won $100 vouchers and IFEST ticket (I chose the morning Chinese session which should be more interesting than the afternoon English session)

Finally, I went to the Bering Time Singapore FrozenInTime Event at Raffles City to try my luck at retrieving the merchandise from the ice sculpture.  Hurray! I managed to retrieve the most expensive item of the day (I was told worth about $300 plus ).  See pictures below.  Thanks to the guy and his kids for helping me - see pictures, I used his straw method in the final process, they helped me as well.  Wow!  Now my legs and hands are aching!

Saturday, June 8, 2013

Amazing Fibonacci Retracement Tool Forecast Tops Part3

Looks like my Mother's Day Photo at C3A Facebook is losing out already.  The possible winning Photo has fantastic statistics very different from the rest of the 9 other competitors.  It has more votes than views.  The organiser explained that if 4 persons vote using the same computer, then it will show as 1 view and 4 votes.  Today, the number of views just incremented by 2 while the number of votes incremented by 10.  Wow! They sure have big family connections or ????

So I will unlikely be sharing with you on "How to Time the S&P500 Top".  I shall keep the secret to myself, haha.  Anyway, thanks to all who have voted.

Enjoy 20% discount at Giant Supermarket

Giant Supermarket is now running a Visa Paywave Promo from Jun 7 to Jun 30 2013, while stocks last (I dun know what that means).  Get $1 off for minimum $5 charged to your Visa Paywave Card.

This morning I went on a shopping spree, haha.  I split my purchases into $5 plus packages and queued to make payment.  Each payment of $5 plus gets me $1 off.  So it worked out to be 18% discount for my purchases today.  If you can make exactly $5 purchase per payment, the $1 off works out to be 20% discount.

Happy Shopping!

NTUC Income Pays 6% Div FY2012

Last night, I received Dividend FY 2012 notification letter from NTUC Income.  Dividend of 6% will be paid into my bank account on 10 Jun 2013.

Wednesday, June 5, 2013

Will the Stock Market Crash (Part 2)

Interesting, a forth Hindenburg Omen was observed in the past 5 days, according to one expert.  Will the Stock Market Crash?

I'm closely monitoring the movements of the planets.  I noticed whenever each planet hit "the degree", the markets dropped.  Hmmm... I learnt that from "my sifu", hope this time my interpretation is right.

Forwarned is forearmed!

Tuesday, June 4, 2013

Will the Stock Market Crash?

A third Hindenburg Omen was observed in the past 4 days, according to one expert.  Will the Stock Market Crash?

Forwarned is forearmed!

10% Discount on Groceries All Year Round

Do you know you can enjoy 10% discount on groceries from NTUC and Giant Group of Companies all year round?

Oops, I'm not sure if I should share the details for fear that should the Bank get to know it, they might revoke the "benefit/loophole".  So if you are interested to know how, please "Talk to Me".

Now SAFRA has a promo for members - 8% discount on Sheng Siong Vouchers and Choice Vouchers (Giant group of companies).  My nephew is a member, so I get him to buy for me.  Then I enjoy 8% discount all year round!  Better than any credit card can offer right!  Better than any bank account interest can offer right?

Sunday, May 26, 2013

Amazing Fibonacci Retracement Tool Forecast Tops Part2

Thank you so much for your support, the number of Votes increased from 9 to 14. Now it is at 25, thanks to my Eldest Sister's network of facebook friends. We are now in the lead, hope to maintain the leading position until voting closes on June 9 2013, haha!

Now as promised, why does the “Sell in May & go away” thing applies to Singapore Straits Times Index as well?

Yes, your guess is right! I searched the internet, Singapore Stock Exchange was established in MAY!

If we continue to maintain the leading position nearer to the closing date on June 9 2013, I'll share with you how I used Fibonacci to Time the S&P500 Cycle possible TOP.

Now something important I found. One expert wrote about possible signs of a TOP:

S&P500 hit 1687 and closed down more than 1% off that high. The last 2 times the S&P500 hit all-time highs and closed down 1% or more from the high were October 11, 2007 and March 24, 2000. Will history repeat?

Thursday, May 23, 2013

Amazing Fibonacci Retracement Tool Forecast Tops

Recently I read and watched the video of one Fibonacci Expert explaining how to use Fibonacci Tools to forecast/analyse Price and Time.  At last, I learnt how to use the tool properly, haha.

I decided to explore the Fibonacci Tool and apply it to forecast/analyse Prices of IPO and STI component stocks.

I've shared my analysis on S&P500 in an earlier article.

Since last Saturday, I've completed my analysis for more than 20 stocks in my radar, all pointing to a potential Top.  Today, market performance provides evidence I could be on the right track.  Look what happened to Nikkei, down 7%!

Yesterday I found an article and decided to use Fibonacci Tool on Time Analysis on S&p500 and Straits Times Index.  Guess what?   Yes, Time is Up!

Wow!  Amazing Fibonacci Tool if applied correctly!


Wednesday, May 22, 2013

Sell in May & Go Away 2013?

Still remember the meaning of “Sell in May and Go Away”?

Forgot? Click to review lor!

According to Stock Traders' Almanac, APRIL is the last month of the Best Six Months” for the Dow and S&P500. April is the top performing Dow month since 1950 and third best for S&P500.

Do you know why DOW and S&P500 usually perform better from Nov to April/May period than the May to Oct/Nov Period?

I just read this book by an astrologer. According to him, it has to do with when the New York Stock Exchange was established.

Yes, your are right! It was established in May, and some how divides the 2 six-mth periods. The Planetary alignments in May of that year somehow affects or influence the performance of the stock market. How these planets align each year will affect or influence the performance of the stock market for that year.

One Gann Expert had issued a warning for 2013. It is the 13 year cycle! 1987+13=2000+13=2013!

So best to stay cautious!

Monday, May 20, 2013

Horseshoe Pitching Competition STC 2013

I was recently "crazy" over Horseshoe Pitching Game after I stumbled upon the game the first time at Chinatown Point, held by Singapore Turf Club as part of the Singapore International Racing Festival roadshow.

See below Youtube Video section on Horseshoe Pitching finals where I participated in Top 16.  I'll try again next year should STC organise it again for the 9th time.  Although I did not win at the finals, I won $50 at the trials, haha!  So I'm thinking of buying Pro Horseshoes to practice.  It's a fun game and exercise for "old folks" like me, haha.

Do you know where I can buy Horseshoe Kit in Singapore?  Buy from E-bay can be cheap but the shipping cost is a "Bomb"!

Sunday, May 19, 2013

Forecasting a Top in S&P500

1, 2, 3, 4 Methods pointing to a potential TOP in S&P500?

A Picture is Worth a Thousand Words.

1 = Fibonacci 50% equal swing
2 = Top of Trend line Channel Hit
3 = 667 + 1000 = 1667 hit, formula points to 1668.
4 = May 17, what happened in history?

Is this a TOP?

Friday, April 12, 2013

4 Adventure Cove Waterpark Tickets Sold

Today I collected cash for 4 Adventure Cove Waterpark Tickets.  Thanks to JT who will be enjoying her rides at the RWS Adventure Cove Waterpark this coming Sunday.

I still have 4 more Adventure Cove Waterpark Tickets on offer.  Interested?  Pls email me.

(All tickets sold.  Thanks.  Updated at 7.45pm)

$10 goes to NTUC Fairprice "Walk for Charity" event coming up on June 29 2013.  With every participant joining, NTUC Fairprice Foundation will donate $100 vouchers to more than 20,000 needy families and individuals under financial assistance schemes.

The event aims to get 5,000 participants to walk 4km in the Marina Barrage area and promote family bonding and healthy living.  Every participant gets a goodie bag worth more than $40.

Come join me, Walk for Charity!  Look for me, bib "TSK".

Register online: Fairprice Walks with U

Friday, April 5, 2013

Ting Hai Effect – Hang Seng Index Down 2%

Many would have already heard about this.

It's the Ting Hai effect! Click to read wikipedia for history.

Adam Cheng's movie — Saving General Yang — was out yesterday, April 4 2013. Luckily Hong Kong Stock Market was closed for Ching Ming Festival. However, today it opened, now down 2%.

Here's the trailer for the movie. Warning: it's very bloody.

Will Stock Markets see more blood?

Thursday, April 4, 2013

60 Year Cycle & Stock Market

According to Fengshui Masters (FM), the Chinese Calendar has a 60 year cycle. So some FMs would use what happened 60 years ago to forecast what might happen in the current year.

Recently I found this book by an expert astrologer, whom many said is pretty accurate in predicting World events. I have been searching for this ebook for more than 2 years, haha, I only read books which I can get free.

According to the book, there are cycles in the Stock Market, Economy, World events, which are likely to repeat whenever a cluster of planetary alignments repeats. There are 60 year and 30 year cycles based on such planetary alignments.

In 2013, we will see one such planetary alignment which occurred 60 years ago repeating. What happened 60 years ago? One was The Korean War.

Wow! Now we see some tensions between North Korea, South Korea and the USA. Will there be another Korean War?

I'm watching.

Wednesday, April 3, 2013

Adventure Cove Waterpark (RWS) Tickets Special Price

Remember I talked about free gifts for using the credit cards from Standard Chartered Bank?

Yes! My nephew had been receiving free gifts from SCB's credit card programme by just “cracking his head” without having to make additional spendings.

My sister and I received the RWS Invite free gifts. We did not spend, we saved by charging insurance premiums (ie savings plan) to the credit cards to get the free gifts!

Oops! We are too old to enjoy the exciting Adventure Cove Waterpark rides. We are happy just to bring Mum to the S.E.A. Aquarium for free.

So we are offering the Adventure Cove Waterpark Tickets Package to anyone at a special price of S$100. The Package includes:

4 Tickets to Adventure Cove Waterpark (u.p. $29 x4=$116)
1 $20 Meal Voucher

We have 2 sets of above Package on offer. Tickets and Vouchers are valid for use until September 2013. 

 Interested, please email me your contacts and I'll arrange for a convenient place to complete the deal.  If you are planning to visit Singapore and RWS, I can keep the tickets for you too!  Welcome to Singapore!


(All Tickets Sold)

Tuesday, April 2, 2013

Earn 5% Interest on Deposits, WOW?

Warning!! You need a Paradigm Shift when reading this!

Yes! I received almost max rebates on my Xtrasaver Account by just paying off credit card bills, a little on groceries, and the most on this (oops! I cannot reveal this now) which is 100% profit or income or free money!

Interested in how you can earn 5% interest on Deposits?

My nephew shared with me more than a year ago but as I do not qualify for a Manhattan Credit Card nor incur such expenses (haha it's my sister's), I did not bother to think. However, recently, I discovered there's a way I can make money from this card. So I applied for a secured credit card. And last week, days after I received the card, I helped my other nephew paid 4k down deposit for his wedding banquet booking using the credit card. Wow! That was a $200 discount for him! Haha, now I've to delay my money making opportunity by 3 months. Oops! I can only share this 3 months later lor!

How to earn 5% interest on Deposits?

Do you know you can earn 5% interest on Deposits placed with PUB, Singtel, M1, Starhub, Town Council, etc.? That is definitely better than keeping your money in the bank! Just use the Manhattan Credit Card to make the deposits to the respective service providers, ie, an advance payment of your bills lah! It can be 3 months, 6 months or even 1 year's advance bill payment so long you can accumulate 3k, better 4k, to be charged against the credit card, then you get 5% rebate or discount or “upfront interest on deposits”, equivalent to $150-$200!

We just need to get our “Heads Cracking”, then the next step would be to turn it into “another source of income” or “pocket money” or free money or free gifts from your friendly banker! Haha!

Tuesday, March 5, 2013

Credit Cards another “Source of Income”?

Wow! What a Paradigm Shift!

Some people are applying for credit cards to get rebates or “free money”. Rebates viewed as “discounts” on spending/expenses. Rebates viewed as “free money” or “source of income”?

Some people apply, then cancel, then re-apply for the credit cards to get application rebates, “free money” to spend. Some people know what to do to get the rebates without having to spend! Wow! Rebates as “source of income”?

I only learnt or fully understand this Paradigm Shift end of 2012 and decided I should also have a share of this “Pie”! But I only qualify for secured credit cards, so at a disadvantage, cannot benefit from all of these.

Just when I thought I could benefit from these, the bank decided to cut off/back the rebates! From 1 April 2013, no more rebates for payment via NETS! Rebates for charges against the Mastercard will be reduced to 1%, at a lower cap of $200 per mth. Yes, I'm referring to the Standard Chartered Xtrasaver Account which comes with a Debit Card (Mastercard). So March 2013, last chance to get the maximum rebate of $300 per mth, which includes $15 for NETs payment. I'm going to max it, then close the account when it hit 6mths. Many people are talking about it and planning to close the account after March 31 2013.

I cannot share how Credit Cards or rebates are viewed as “Source of Income” as the Bank might slowly close all those “loopholes”. But next month, I might share how I max the rebate with Xtrasaver. Even without the Xtrasaver Account, there are other means to get that other “Source of Income” or “Source of Pocket Money”! I'm waiting for my cards lor!

Thursday, February 28, 2013

Earn Deposit Interest Rates 2.5% - 5% p.a.!

Are you nearing 55 years old? Or can you meet the following criteria to earn deposit interest rates of up to 5% per annum?

Are you still looking for avenues where you can earn higher interest rates? Look no further!

Yes! It is guaranteed. We can earn deposit interest rates of 2.5%, up to 5%, if we have the “spare cash”!

Criteria for considerations before you put your money to work harder for you:

  1. No plans or concerns to use CPFOA for property investment;
  2. Meet minimum sum of 139k (RA) and 38.5k (MA).

If you meet the criteria above and you are nearing 55 years old, you can do the following to earn interest rates of 2.5% and up to 5% on your monies:

  1. Transfer monies in CPFOA to CPFSA to earn 4% -5% instead of 2.5%.
  2. Make Voluntary CPF Contribution (VC), maximum $30,600 per year, to earn 2.5% and up to 5%.

This VC is like placing a Fixed Deposit to earn interest of 2.5% to 5%, as you can withdraw this money when you reach 55!

Even if you are not happy with just 2.5% to 5% interest, you can still invest the money in equities to earn you more!

Then I have a "Money No Enough" method on the VC, haha!

Thursday, February 7, 2013

CLSA Fengshui Index 2013 PDF

Yes!   It is out now!  The CLSA Fengshi Index 2013, Year of Black Water Sssnake!

Get your copy, just click on the image below!

Tuesday, February 5, 2013

Fengshui Index 2013 Year of Snake

Will CLSA be publishing Fengshui Index 2013 Year of Snake?  The Year of the Snake already arrived on Feb 4 2013 based on the Solar Calendar.  Are Global Markets heading for a "correction"?

Well, I'm too busy with other matters and have not been closely watching or researching the Stock Market.  But I'm still watching the Big Picture as per my STI "Open" Book.

Here's a CNY ecard from the supplier of Ensure Milk which I give my mum.  Gong Xi Fa Cai!

Wednesday, January 16, 2013

The State of the Global Markets – 2013

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You can navigate the year ahead via this blend of hard facts, analysis and unique commentary -- plus 60 eye-popping charts across 40 pages. You'll also get Robert Prechter's latest big-picture global outlook, as well as intensive special sections titled:
  • The U.S. Government Grabs the Bag with Both Hands
  • A Rise in Oil Production
  • A Major Top in the Bond Market
  • An Elliott Wave Perspective on China’s Stock Market
  • The End of India’s Malaise
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Should I keep my Whole Life Policies?

I have a whole life policy (death/tpd) and another 3 for CI/TPD/death. I no longer need insurance for death as I do not have any depe...